Bank Holiday 2023 - CoopBank.co.in

Banks in India remain closed Every Sunday with some exceptions and the Second and Fourth Saturday of Every Month also observe holidays in all Banks under the Negotiable Instrument Act 1981. Some of the common public holidays observed across all states are Republic Day on 26th January, Independence Day on 15th August, and Gandhi Jayanti on 2nd October. On the 1st of April, Annual Closing all bank’s public dealing Counters remain Closed. Here is the state-wise list of Bank Holiday 2023.

Sl No	List of Holiday in Bank
1	Andaman & Nicobar Bank Holiday 2023
2	Andhra Pradesh Bank Holiday 2023
3	Arunachal Pradesh Bank Holiday 2023
4	Assam Bank Holiday 2023
5	Bihar Bank Holiday 2023
6	Chandigarh Bank Holiday 2023
7	Chattisgarh Bank Holiday 2023
8	Dadra & Nagar Haveli Bank Holiday 2023
9	Daman & Diu Bank Holiday 2023
10	Goa Bank Holiday 2023
11	Gujarat Bank Holiday 2023
12	Haryana Bank Holiday 2023
13	Himachal Pradesh Bank Holiday 2023
14	Jammu & Kashmir Bank Holiday 2023
15	Jharkhand Bank Holiday 2023
16	Karnataka Bank Holiday 2023
17	Kerala Bank Holiday 2023
18	Ladakh Bank Holiday 2023
19	Lakshadweep Bank Holiday 2023
20	Madhya Pradesh Bank Holiday 2023
21	Maharashtra Bank Holiday 2023
22	Manipur Bank Holiday 2023
23	Meghalaya Bank Holiday 2023
24	Mizoram Bank Holiday 2023
25	Nagaland Bank Holiday 2023
26	New Delhi Bank Holiday 2023
27	Orissa Bank Holiday 2023
28	Puducherry Bank Holiday 2023
29	Punjab Bank Holiday 2023
30	Rajasthan Bank Holiday 2023
31	Sikkim Bank Holiday 2023
32	Tamil Nadu Bank Holiday 2023
33	Telangana Bank Holiday 2023
34	Tripura Bank Holiday 2023
35	Uttar Pradesh Bank Holiday 2023
36	Uttarakhand Bank Holiday 2023
37	West Bengal Bank Holiday 2023

FAQ
Q: What is a bank holiday?

A: On a bank holiday bank branches remain closed for public dealing at Brick and Mortar Branches.

Q: How many bank holidays are there in India in the year 2023?

A: The number of bank holidays varies by state and region. However, there are generally around 12-15 bank holidays in a year under the Negotiable Instrument Act.

Q: Why do we have bank holidays in India?

A: Bank holidays are observed to celebrate important national or religious festivals across the nation, this gives employees of banks a day off from work to celebrate.

Q: Do all Bank businesses close on bank holidays?

A: No, only bank’s Branches are required to close on bank holidays in India. Other Banking remains functional such as Mobile Banking, Internet Banking SMS Banking etc.

Q: What happens to my transactions on a bank holiday?
A: Transactions made on a bank holiday in India may be processed immediately but will reflect on the next working day however value date of the transaction will remain the actual date of the transaction. This means that it may take longer for transactions to be completed during bank holidays.

Q: Can I use ATM machines on a bank holiday?

A: Yes, you can use ATM machines on a bank holiday in India and abroad as well. You may deposit or withdraw from Cash Recyclers. However, some ATMs may run out of cash on Holidays, so it is better to plan ahead.
Q: Are bank holidays the same in every state in India?

A: No, bank holidays may vary by state and region in India. Each state has its own set of bank holidays, which may be based on local events and traditions.

Q: Can I still access my online/Internet banking on a bank holiday?

A: Yes, you can access your internet/online banking on a bank holiday. However, some Banking services may not be available due to the closure of banks.

Q: Can I use my Debit/Credit Card for online shopping/Merchant Outlets on a bank holiday?

A: Yes All types of Debit and Credit Cards can be used across all channels

Q: Can I Block my Debit Card/Credit Card on Bank Holiday

A: Yes, Most of bank offer the facility to Block Debit Card Credit Cards through Mobile Banking, Internet Banking, SMS, and Call Centers.