Jharkhand State Cooperative Bank Ltd. (JSCB) is a scheduled cooperative bank that plays a crucial role in the financial landscape of Jharkhand, India. Established on December 18, 2002 , the bank operates under a two-tier cooperative credit structure with 105 branches spread across the state. JSCB provides banking, loan, digital, and financial inclusion services to farmers, small businesses, and urban customers.
With a strong commitment to financial inclusion, JSCB is part of NACH, APBS, ACH Credit/Debit, and BBPS , supporting bulk transactions, government schemes, and digital banking. It is regulated by the Reserve Bank of India (RBI) and registered under the Cooperative Societies Act .
Jharkhand State Cooperative Bank – Quick Overview Category Details Full Name The Jharkhand State Cooperative Bank Ltd. (JSCB) Established December 18, 2002 Registration No. 4/Hqr/Dated – 18.12.2002 No. of Branches 105 No. of ATMs Information not specified Micro ATMs Information not specified Cooperative ID (NCD ID) 20A010000304 Deposit Insurance Covered under DICGC (Deposit Insurance and Credit Guarantee Corporation) Cooperative Structure Two-tier system with affiliated LAMPS/PACS as service providersBanking Correspondence Affiliated LAMPS/PACS act as service providers Bank Type Scheduled Cooperative Bank Registration Act Cooperative Societies Act Head Office Shahid Chowk, Main Road, Ranchi, Jharkhand, 834001, India Official Website jscb.gov.in Bank Code JSCX IFSC Code IBKL0063JCB MICR Code 834735002 LEI Code 335800O56GTHNJE8CN43 D-U-N-S No. Available Approved DLT Available
Services Offered by Jharkhand State Cooperative Bank Service Type Details Deposit Products Savings Account, Current Account, Term Deposits Loan Products Agriculture Loans, MSME Loans, Personal Loans, Government-Sponsored Schemes Non-Banking Products Life Insurance, Investment Products Digital Banking Products Net Banking, Mobile Banking, Debit Cards, UPI, IMPS, RTGS, NEFT NACH Live Status Enabled ACH Credit (Automated Clearing House – Credit Transactions) Supports bulk transactions such as salary payments, pension disbursements, and government subsidies ACH Debit (Automated Clearing House – Debit Transactions) Supports automatic bill payments like loan EMIs, insurance premiums, and utility bills APBS (Aadhaar Payment Bridge System) Facilitates Aadhaar-based DBT (Direct Benefit Transfer) for government schemes Sponsor Bank IDBI Bank Bank Type Indirect BBPS (Bharat Bill Payment System) Information not specified
Customer Support & Banking Portals Jharkhand State Cooperative Bank Service Details Customer Care Portal Visit Here Customer Care Number 1800 345 7010 (Toll-Free) Mobile Banking Application Internet Banking Link jscb.gov.in/net-banking Positive Pay System Link Information not specified
Regulatory & Compliance Information Social Media & Additional Information List of Bank Holiday Jharkhand
