Introduction
Established on November 23, 1915, the Kerala State Co-operative Bank Ltd., popularly known as Kerala Bank, stands as a premier Scheduled Apex Co-operative Bank in Kerala. With a mission to foster financial inclusion and community development, Kerala Bank offers a comprehensive range of banking services tailored to meet the diverse needs of its customers.
General Information Kerala State Co-operative Bank Ltd
| Attribute | Details |
|---|---|
| Cooperative ID (NCD ID) | 32A010000326 |
| Date of Registration | November 23, 1915 |
| State/UT | Kerala |
| Official Website | https://keralabank.co.in/ |
| Head Office Address | COBANK Towers, P.B.No.6515, Vikas Bhavan P.O, Palayam, Thiruvananthapuram District, Pin – 695 033, Kerala State |
| Contact Email | kb@keralabank.co.in |
| Contact Phone | 0471-2547350, 2547200 |
| Working Hours | Monday to Saturday: 10 am to 5 pm |
| Deposit Insurance (DICGC) | Yes |
| Bank Type | Scheduled Apex Co-operative Bank |
| Registered Under | Kerala Co-operative Societies Act, 1969 |
| Bank Code | KSCX |
| MICR Code | 695177010 and More for Branches |
| IFSC Code | KSBK0000001 and More for Branches |
| LEI Code | 9845006CO0C8AB85BJ92 |
| D-U-N-S Number | Available upon request |
| Approved DLT | Yes |
| Sponsor Bank | IDBI Bank for various payment services |
| Banking Correspondence | Active |
| Cooperative Structure | Two-Tier & Three-Tier Cooperative |
| Number of Branches | 823 |
| Number of ATMs | 291 |
| Micro ATMs | Available |
| Toll-Free Number | Not Available |
| Social Media Pages | Facebook, Twitter, LinkedIn |
| Mobile Banking | Visit Here for Play Store -KB prime |
Services Offered
Deposit Products:
- Savings Bank Account: Designed for individuals, offering competitive interest rates and easy access to funds.
- Current Account: Tailored for businesses and organizations to manage their daily transactions efficiently.
- Term Deposit Account: Provides higher interest rates for fixed tenure investments. keralabank.co.in
Loan Products:
- Agriculture and Allied Loans: Supporting farmers and agri-businesses with financial assistance.
- Personal Loan: Catering to personal financial needs with flexible terms.
- Home Loan: Offering housing finance at attractive interest rates.
- MSME Loan: Funding solutions for Micro, Small, and Medium Enterprises.
- Gold Loans: Quick loans against gold ornaments with minimal documentation.
- Micro Finance Loans: Empowering small-scale businesses and self-help groups.
Digital Banking Products:
- Mobile Banking Application: The KSCB Mobile Banking App enables fund transfers, bill payments, and account management on-the-go.
- Internet Banking: Provides 24/7 online access to account information and banking services.
- UPI Services: Facilitates seamless transactions through Unified Payments Interface, compatible with apps like GPay, Paytm, and PhonePe.
NACH Live Status
| Detail | Availability | Description |
|---|---|---|
| IIN | 608165 | Issuuer Identifier Number for the bank. |
| ACH Credit | Yes | Enables bulk payments such as salaries, pensions, and subsidies. |
| ACH Debit | Yes | Facilitates automated bill payments and EMI deductions. |
| APBS | Yes | Aadhaar Payment Bridge System for Direct Benefit Transfers. |
| Bank Type | Indirect | Operates through IDBI Bank for NACH services. |
Customer Support Kerala State Co-operative Bank Ltd
For assistance, customers can reach out through the following channels:
- Customer Care Email: inspection@keralabank.co.in
- Customer Care Phone: 0471-2547294, 2547279, 2547274
- Mobile Banking Support Email: mobilebanking@keralabank.co.in
- Mobile Banking Support Phone: 8714622500
References & Data Sources
The information provided in this post has been sourced from the following official and credible websites:
| Source | Reference Link |
|---|---|
| Kerala State Co-operative Bank Ltd. (Official Website) | https://keralabank.co.in/ |
| Reserve Bank of India (RBI) | https://www.rbi.org.in |
| National Payments Corporation of India (NPCI) – Live Banks List | https://www.npci.org.in/what-we-do/nach/live-members/live-banks |
| Department of Financial Services, Government of India | https://cooperatives.gov.in/ |
| Dun & Bradstreet (D-U-N-S Number Lookup) | https://www.dnb.com/ |
| Deposit Insurance and Credit Guarantee Corporation (DICGC) – Insured Banks List | https://www.dicgc.org.in/FD_Listofinsuredbanks.html |
| Social Media Links (Kerala Bank) | Facebook, Twitter, LinkedIn |