About The Chandigarh State Cooperative Bank Ltd.
The Chandigarh State Cooperative Bank Ltd. (CSCB) was established on November 2, 1966, under the Punjab Cooperative Societies Act, 1961. It serves 371 cooperative societies and 3,990 individual shareholders, including the Chandigarh Administration as a stakeholder. The bank provides financial and digital banking solutions, ensuring financial inclusion for individuals, businesses, and cooperatives in Chandigarh.
Bank Details & Key Information
| Bank Detail | Information |
|---|---|
| Bank Name | The Chandigarh State Cooperative Bank Ltd. |
| Cooperative ID (NCD ID) | 04A010000290 |
| Date of Registration | November 2, 1966 |
| No. of Branches | 18 |
| State/UT | Chandigarh |
| Official Website | https://cscbapex.com/ |
| Bank Code | CHSX |
| MICR Code | 160351001 |
| IFSC Code | UTIB0CSCB22 |
| LEI Code | 33580077JZKT6LFQ7J20 |
| Sponsor Bank | AXIS Bank for Digital Payment Services |
| Bank Type | Indirect |
| Deposit Insurance (DICGC) | Yes |
| Cooperative Structure | Two-tier |
Services Offered by CSCB
Deposit Products
- Savings Accounts
- Current Accounts
- Fixed Deposits (FD)
Loan Products
- Home Loans
- Personal Loans
- Business Loans
- Vehicle Loans
- Agriculture Loans
Non-Banking Products
- Locker Services
- Insurance Services- PMJBY PMSBY and other services
NACH Services at CSCB
| NACH Feature | Description |
|---|---|
| ACH Credit (ACH CR) | Enables bulk credit transactions like salary disbursement, pension payments, and government subsidies directly to beneficiaries’ bank accounts. |
| ACH Debit (ACH DR) | Automates recurring payments like EMIs, utility bills, and subscription charges. |
| APBS (Aadhaar Payment Bridge System) | Direct benefit transfer (DBT) for Aadhaar-linked bank accounts under government welfare schemes. |
Digital Banking Services at CSCB
- Mobile Banking App – Secure transactions via smartphone- Download App CSCB Mobile Banking
- Internet Banking – Not Available
- UPI & IMPS – Instant money transfer facilities- Available
- BBPS (Bharat Bill Payment System) – Pay utility bills, mobile recharges, and more
- Positive Pay System – Secure check payments through digital verification- Visit Branch or Mobile App
- Micro ATM & AEPS – Aadhaar-based banking through biometric authentication
Chandigarh State Cooperative Bank IFSC, MICR, and Bank Codes
| Detail | Code |
|---|---|
| IFSC Code | UTIB0CSCB22 |
| MICR Code | 160351001 |
| Bank Code | CHSX |
| LEI Code | 33580077JZKT6LFQ7J20 |
Head Office Address & Customer Care
Head Office Address:
SCO 1088-89, Sector 22B, Chandigarh – 160022
Customer Care:
- Phone: +91 172 5025328
- Email: cscbapex@gmail.com
Why Choose CSCB
- Over 50+ years of trusted service
- Offering UPI, NACH, BBPS, and Mobile Banking
- 18+ branches across Chandigarh
- Personalized financial solutions for individuals and businesses
Sources & References
- Chandigarh State Cooperative Bank Official Website
- National Cooperative Database
- NPCI NACH Live Banks