West Bengal State Co-operative Bank

About WBSCB

Established in 1918, The West Bengal State Co-operative Bank Ltd. (WBSCB) has been a cornerstone in providing financial services to the agricultural and rural sectors of West Bengal. As an apex co-operative institution, WBSCB offers a range of banking products and services, including deposit schemes, loan products, and digital banking solutions, aiming to foster economic growth and financial inclusion in the region.

Brief History 

  • 1918: Founded as the Bengal Provincial Co-operative Federation Ltd.
  • 1923: Renamed to The Bengal Provincial Co-operative Bank Ltd.
  • 1947: Became The West Bengal Provincial Co-operative Bank Ltd.
  • 1967: Adopted the current name, The West Bengal State Co-operative Bank Ltd.

Throughout its evolution, WBSCB has remained committed to supporting the cooperative movement and rural development in West Bengal.

Key Information West Bengal State Co-operative Bank Ltd

Description Details
Establishment Date February 19, 1918
Number of Branches 43
Number of ATMs No ATM Services
Number of Micro ATMs No Micro ATM Services
Cooperative ID (NCD ID) 19A010000878
Deposit Insurance (DICGC) Yes
Cooperative Structure Two-tier
Banking Correspondence No Information Available
Type of Bank Scheduled Co-operative Bank, registered under the Bengal Co-operative Societies Act, 1940
Head Office Address 24A, Waterloo Street, Kolkata-700069
Official Website www.wbstcb.com
Bank Code WBSC
IFSC Code WBSC0000001
MICR Code 700093012
LEI Code 89450043CKTXYGBKOI12
D-U-N-S Number Available
Approved DLT Yes

Services Offered by West Bengal Coop Bank

Deposit Products

  1. Savings Account: Flexible savings options with competitive interest rates.
  2. Current Account: Tailored for businesses and professionals for seamless transactions.
  3. Term Deposits: Fixed deposits with attractive returns over varying tenures.

Loan Products

  • Agricultural Loans: Financial assistance for farmers to enhance agricultural productivity.
  • Retail Loans: Personal loans for various individual needs.
  • Business Loans: Financing solutions for small and medium enterprises.

Non-Banking Products

  • Locker Services: Secure storage facilities for valuables across major branches.
  • Insurance Services: Collaborations to offer insurance products to customers.

Digital Banking Products

  • Internet Banking: Access your account and perform transactions online.
  • Mobile Banking Application: Bank on-the-go with the WBSCB mobile app.

NPCI product Live Status West Bengal STCB

Bank Digital Details
Bank Code WBSC
MICR 700093012
IFSC WBSC0000001
IIN 607120
ACH Credit Yes (Automated Clearing House for bulk credit transactions)
ACH Debit Yes (Automated Clearing House for bulk debit transactions)
APBS Yes (Aadhaar Payment Bridge System for government subsidies and benefits)
Sponsor Bank The West Bengal State Co-operative Bank Ltd.
Bank Type Direct
ATM/POS Services Available

Customer Support

  • Customer Care Portal: Accessible through the official website for queries and grievances.
  • Customer Care Number: 033-2243-7816
  • Toll-Free Number: Not Available

Digital Access Links

Social Media Presence

References:

Bank Holiday West Bengal