Uttarakhand State Co-operative Bank Ltd. (USCB)

Uttarakhand State Co-operative Bank

The Uttarakhand State Co-operative Bank Ltd. (USCB) serves as the apex co-operative banking institution in Uttarakhand, India. Established on June 4, 2001, and commencing operations on February 27, 2004, under the Banking Regulation Act of 1949, USCB oversees and supports co-operative activities across the state. Its primary mission is to provide financial services to co-operative societies and their members, promoting economic development in both agricultural and non-agricultural sectors. Headquartered in Haldwani, Nainital district, the bank operates 15 branches and is affiliated with 10 District Central Co-operative Banks (DCCBs) throughout Uttarakhand. In 2016, USCB was included in the Second Schedule of the Reserve Bank of India Act, 1934, recognizing it as a scheduled bank

Bank Overview

AttributeDetails
Bank NameThe Uttarakhand State Co-operative Bank Ltd.
Date of Registration04-June-2001
Establishment Date27-February-2004
Number of Branches15
State/UTUttarakhand
Head Office AddressNainital Road, Haldwani – 263139, Uttarakhand, India
Official Websiteukstcbank.com
Bank TypeScheduled Co-operative Bank
Cooperative ID (NCD ID)05A010000303
Deposit Insurance (DICGC)Yes (Insured by DICGC)
Cooperative StructureTwo-Tier Co-operative Bank
Sponsor BankICICI Bank Ltd act as sponsor bank for digital services
Bank Type (Direct/Indirect Member)Indirect

Uttarakhand State Co-operative Bank Identification Codes

AttributeCode
Bank CodeUTKX
MICR Code263554002
IFSC CodeICIC00USCBD
LEI Code335800OPONFMBP6VY404
IIN (Institution Identification Number)607356
D-U-N-SAvailable
Approved DLTAvailable

Services Offered

Deposit Products

Product TypeDescription
Savings AccountRegular savings account for individuals
Current AccountBusiness and corporate accounts
Term DepositsFixed deposits with various tenures

Loan Products

Product TypeDescription
Agricultural LoansFinancial support for farmers
Home LoansLoans for residential property purchase
Personal LoansUnsecured loans for individuals
Education LoansStudent loans for higher education
Mortgage LoansLoans against property
Vehicle LoansTwo-wheeler and four-wheeler loans
Loans Against SecuritiesLoan against fixed deposits and investments

Non-Banking Products

Product TypeDescription
Insurance PMJBY PMSBY

Digital Banking Products

Product TypeDescription
Mobile BankingService not Available
SMS AlertsAlerts and notifications via SMS
Positive Pay System (PPS)Secure cheque payment verification (Login)

NACH Live Status (NPCI)

AttributeStatusDescription
ACH CreditYesEnables electronic credit transfers
ACH DebitYesFacilitates automatic debit transactions
APBS (Aadhaar Payment Bridge System)YesSupports Aadhaar-based DBT payments

Customer Care & Contact Information

ServiceDetails
Customer Care PortalContact Us
Customer Care Number05946-251198
Helpdesk Number8191896039
Helpdesk Emailhelpdesk@ukstcbank.com
Bank Email (HO)hoapexbank@ukstcbank.com
Bank Email (General)uascb@ukstcbank.com
Toll-Free NumberNot Available
Mobile Banking ApplicationNot Available
Internet BankingNot Available
Positive Pay System LinkLogin

Banking Correspondence & Association

AttributeDetails
Banking CorrespondenceAssociated with Co-operative Societies
Association with BankWorks with District Co-operative Banks (DCCBs)

References & Sources

Source NameWebsite Link
Uttarakhand State Co-operative Bank Ltd.ukstcbank.com
Reserve Bank of India (RBI)rbi.org.in
Co-operative Department, Uttarakhand Govt.cooperative.uk.gov.in
NPCI – NACH Live Membersnpci.org.in

Bank Holiday List Uttrakhand