Chhattisgarh Rajya Sahakari Bank Maryadit, also known as the Chhattisgarh State Cooperative Bank, is the apex cooperative bank in the state of Chhattisgarh, India. Established on October 30, 2000, following the bifurcation of Madhya Pradesh, the bank commenced operations on April 1, 2001. It plays a crucial role in strengthening financial inclusion, particularly in rural areas, by providing banking services tailored to the needs of farmers, self-help groups, and small businesses. The bank operates under the two-tier cooperative banking structure, serving as the primary financial institution for District Central Cooperative Banks (DCCBs) across Chhattisgarh.
Chhattisgarh Rajya SahakariBank Details
Detail
Information
Establishment Date
October 30, 2000
Number of Branches
14
Number of ATMs
12
Number of Micro ATMs
Available
Cooperative ID (NCD ID)
22A010000357
Deposit Insurance (DICGC)
Yes
Cooperative Structure
Two-tier
Banking Correspondence
Not Available
Type of Bank
Scheduled Cooperative Bank
Registered Under
Cooperative Societies Act
Head Office Address
Sahakar Bhawan, Plot No. 74, Sector-24, Nava Raipur, Atal Nagar, Chhattisgarh – 492002
Services Offered by Chhattisgarh Rajya Sahakari Bank
Deposit Products
Savings Accounts
Current Accounts
Fixed Deposits
Recurring Deposits
Loan Products
Doctor Plus Loan Scheme – Loan up to ₹40 lakh for registered medical practitioners, tenure up to 10 years, interest rate of 10.50% per annum.
Professional Loan Scheme – Loan up to ₹20 lakh for professionals like Chartered Accountants, Architects, Engineers, and Lawyers, tenure up to 10 years, interest rate of 12% per annum.
Multipurpose Credit Scheme – Overdraft facility up to ₹10 lakh against property, tenure of 1 year, interest rate of 12% per annum.
Non-Banking Products
Insurance Scheme PMJBY PMSBY
Digital Banking Products offered by Chhattisgarh Rajya Sahakari Bank Maryadit
ATM
Debit Card, Credit Card, Kissan Credit Card(KCC)
Mobile Banking, Internet Banking
NACH Live Status
Service
Status
Description
ACH Credit (ACH CR)
Yes
Facilitates bulk credit transactions like salary, pension, subsidies, etc.
ACH Debit (ACH DR)
Yes
Enables bulk debit transactions like bill payments, insurance premiums, loan EMIs.
Aadhaar Payment Bridge System (APBS)
Yes
Direct credit of government benefits to Aadhaar-linked accounts.
Association with Sponsor Bank
Sponsor Bank: State Bank of India (SBI)
Bank Type: Indirect
Customer SupportChhattisgarh Rajya Sahakari Bank Maryadit
