The Mizoram Co-operative Apex Bank Ltd. (MCAB) is a prominent financial institution headquartered in Aizawl, Mizoram. Established on July 31, 1982, as a state co-operative bank, MCAB has been instrumental in providing comprehensive banking services across the region. With a network of 30 branches and 38 ATMs, the bank caters to the diverse financial needs of its customers, offering a range of deposit and loan products, as well as digital banking solutions. MCAB is committed to fostering economic growth and financial inclusion in Mizoram.
Bank Details:
| Detail | Information |
|---|---|
| Cooperative ID (NCD ID) | 15A010000302 |
| Date of Registration | July 31, 1982 |
| Number of Branches | 30 |
| Number of ATMs | 38 |
| State/UT | Mizoram |
| Official Website | mizoapex.com |
| Bank Code | MIZX |
| IFSC Code | YESB0MAB001 |
| MICR Code | 796806002 |
| LEI Code | 335800VKBF3NIOAE5Z44 |
| D-U-N-S Number | Available |
| Deposit Insurance (DICGC) | Yes |
| Bank Type | Scheduled |
| Registration Act | Co-operative Societies Act |
| Head Office Address | Tuikual South, Aizawl – 796001, Mizoram |
| Sponsor Bank | YES Bank for Digital Service |
| Banking Correspondence | Indirect |
| Approved DLT | Not Available |
Services Offered:
- Deposit Products: Savings accounts, current accounts, and term deposits.
- Loan Products: Personal loans, housing loans, agriculture and allied sector loans, church loans, MSME loans, and festival advances.
- Non-Banking Products: Insurance services, including PMJJBY and PMSBY schemes.
- Digital Banking Products: Mobile banking through the Mizoapex Mobile App, RuPay debit cards (Classic and Platinum), Unified Payment Interface (UPI), and QR Soundbox for merchants.
NACH Live Status:
| Service | Status | Description |
|---|---|---|
| ACH Credit (ACH CR) | Yes | Automated Clearing House for bulk credit transactions. |
| ACH Debit (ACH DR) | Yes | Automated Clearing House for bulk debit transactions. |
| Aadhaar Payment Bridge System (APBS) | Yes | Facilitates seamless transfer of government subsidies and benefits to Aadhaar-linked bank accounts. |
Customer Support:
- Customer Care Portal: Available on the official website.
- Customer Care Number: 0389-2320418
- Toll-Free Number: Not Available
- Mobile Banking Application: Download Here
- Internet Banking: Access Here
- Positive Pay System : Available
Social Media Presence:
- Instagram: @apex_bank_mizoram
References:
- Official Website: mizoapex.com
- Wikipedia: Mizoram Co-operative Apex Bank
- Siaha District Official Website: Mizoram Coop Apex Bank Siaha